Investment is the investment of money or capital in a company or project for the purpose of making a profit. or investment is defined as buying assets or goods in the hope that in the future will gain a profit or appreciation (increase in value / price).
So, investment is an effort to create income or profit in the future, through an action that is done at this time.
"Investment is risky and there is no certainty that I will profit, does that mean gambling is an investment?"
Investing is not speculating. If you gamble, then you are speculating at risking some money or possessions in a guess game by chance, in order to get some money or property greater than the amount of money or original possessions.
A true investor does not carelessly spend his money to invest. He will invest first in a careful analysis and only want to invest if his analysis shows that the investment will be profitable. Even though it still contains risks, but a good investment means you use calculations and know what you are doing, not just hoping that you are lucky.
Simply put, investment is your money working for you. If you are an employee who invests, it means you not only work for money, but also make money work for you, so you will gain a more optimal profit from your own money
One of the important elements for the development of the business and the progress of the nation is how much investment is invested both by the businessmen in the country and abroad. Along with various breakthroughs and bureaucratic reforms in initiating investment in Indonesia is very easy. Similarly for entrepreneurs in the homeland who want to invest abroad, so many other state governments that make it easier for foreign businessmen to invest in their country. This is what gives rise to new business opportunities ie investing overseas with great benefit.
Know Sharia Investments and Sharia Investment Products
investments sharia/investasi syariah (indonesia).
Sharia Investment is an investment activity that has the basic and sharia law, whether it is embodied in the financial sector as well as the real sector. While underlying sharia investment law is investment law with Islamic rule, that is where the investment that gives advantage to all parties and also prohibits human to seek and get fortune from things that other person (Muhammad Nafk H.R: 2009).
The Advantages of Sharia Investment Compared to Conventional Investment
With the increasing awareness of Indonesians about the existence and the Sharia Bank system, more and more are beginning to invest. Starting from saving up to have other product products offered. In fact, sharia investment is even much ogled by non-Muslim circles as well. This is because the Islamic Banking system is considered more profitable than conventional banks. The advantages include:
1. Free Riba
This is the main reason why many Indonesians initially chose Bank Syariah. The usury practices closely related to the interest the Bank provides to customers in savings, deposits and investments will not be found in the Sharia Bank system. Sharia banks actually offer a profit or a ratio. Therefore the amount of profit generated is uncertain. The customer will also not know the amount of profit until the agreed period ends. Usually the profit earned is greater than the interest of the Bank.
2. Free from Gharar Practice
The practice of gharar is defined as the unfavorable of a system, whether trading or other transactions, resulting in frauds can occur easily. In this case, the Sharia Bank does all the investment process and the distribution openly, so that the customer does not feel burdened. The customer also invests consciously and openly.
3. Free from Maysir
Maysir is a term for speculation. Islamic banks set a clear price so that there is no growing speculation about how much to pay or make a gap for certain people to commit fraud.
4. Islamic Management
As the name suggests, management and all existing processes in Islamic Banks are based on Islamic law. Therefore, customers will feel safe to deposit their money. This guarantee is also augmented by the huge returns on investment outcomes that many are interested in investing in sharia.
Pure gold
One of sharia investment products that have long been present in Indonesia are still in great demand by the people of Indonesia, and also still in accordance with the principles of sharia.
So, investment is an effort to create income or profit in the future, through an action that is done at this time.
"Investment is risky and there is no certainty that I will profit, does that mean gambling is an investment?"
Investing is not speculating. If you gamble, then you are speculating at risking some money or possessions in a guess game by chance, in order to get some money or property greater than the amount of money or original possessions.
A true investor does not carelessly spend his money to invest. He will invest first in a careful analysis and only want to invest if his analysis shows that the investment will be profitable. Even though it still contains risks, but a good investment means you use calculations and know what you are doing, not just hoping that you are lucky.
Simply put, investment is your money working for you. If you are an employee who invests, it means you not only work for money, but also make money work for you, so you will gain a more optimal profit from your own money
One of the important elements for the development of the business and the progress of the nation is how much investment is invested both by the businessmen in the country and abroad. Along with various breakthroughs and bureaucratic reforms in initiating investment in Indonesia is very easy. Similarly for entrepreneurs in the homeland who want to invest abroad, so many other state governments that make it easier for foreign businessmen to invest in their country. This is what gives rise to new business opportunities ie investing overseas with great benefit.
Know Sharia Investments and Sharia Investment Products
investments sharia/investasi syariah (indonesia).
Sharia Investment is an investment activity that has the basic and sharia law, whether it is embodied in the financial sector as well as the real sector. While underlying sharia investment law is investment law with Islamic rule, that is where the investment that gives advantage to all parties and also prohibits human to seek and get fortune from things that other person (Muhammad Nafk H.R: 2009).
The Advantages of Sharia Investment Compared to Conventional Investment
With the increasing awareness of Indonesians about the existence and the Sharia Bank system, more and more are beginning to invest. Starting from saving up to have other product products offered. In fact, sharia investment is even much ogled by non-Muslim circles as well. This is because the Islamic Banking system is considered more profitable than conventional banks. The advantages include:
1. Free Riba
This is the main reason why many Indonesians initially chose Bank Syariah. The usury practices closely related to the interest the Bank provides to customers in savings, deposits and investments will not be found in the Sharia Bank system. Sharia banks actually offer a profit or a ratio. Therefore the amount of profit generated is uncertain. The customer will also not know the amount of profit until the agreed period ends. Usually the profit earned is greater than the interest of the Bank.
2. Free from Gharar Practice
The practice of gharar is defined as the unfavorable of a system, whether trading or other transactions, resulting in frauds can occur easily. In this case, the Sharia Bank does all the investment process and the distribution openly, so that the customer does not feel burdened. The customer also invests consciously and openly.
3. Free from Maysir
Maysir is a term for speculation. Islamic banks set a clear price so that there is no growing speculation about how much to pay or make a gap for certain people to commit fraud.
4. Islamic Management
As the name suggests, management and all existing processes in Islamic Banks are based on Islamic law. Therefore, customers will feel safe to deposit their money. This guarantee is also augmented by the huge returns on investment outcomes that many are interested in investing in sharia.
Pure gold
One of sharia investment products that have long been present in Indonesia are still in great demand by the people of Indonesia, and also still in accordance with the principles of sharia.
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